Personal Insurance Solutions Built to Protect Texas Families
Compare customized home, auto, umbrella, and specialty policies from 20+ top-rated national carriers. Get tailored personal protection, maximized multi-policy savings, and dedicated local advocacy from one trusted advisor.
Explore Personal Coverages
Search through our catalog of 34 personal insurance policies. Click any coverage for in-depth policy guides, 3D interactive graphics, and comparative rate quotes.
Auto Insurance
You need auto insurance to protect you and your vehicle on the road. Serving clients in Dallas, TX, across Texas, and beyond.
Child Life Insurance
Child life insurance may be a valuable way to cover the needs of your family. Serving clients in Dallas, TX, across Texas, and beyond.
Classic Car Insurance
Classic car insurance offers extra coverage options beyond an auto policy. Serving clients in Dallas, TX, across Texas, and beyond.
Condo Insurance
Protect your personal belongings with condo insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Difference in Conditions Insurance
Difference in conditions insurance offers protection for high-risk areas. Serving clients in Dallas, TX, across Texas, and beyond.
Earthquake Insurance
Most home policies don't cover earthquakes. You need earthquake insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Excess Liability Insurance
Excess liability insurance pays extra costs when reaching your coverage limit. Serving clients in Dallas, TX, across Texas, and beyond.
Flood Insurance
Is your home covered from flood damage? You need flood insurance. Serving clients in Dallas, TX, across Texas, and beyond.
High Net Worth Insurance
Protect your wealth and large assets with high net worth insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Home and Auto Insurance (Bundled)
Home and auto insurance (bundled) offers convenience and discounts. Serving clients in Dallas, TX, across Texas, and beyond.
Home Insurance
Protect one of your biggest investments with home insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Identity Theft Insurance
Identity theft insurance helps cover you from identity theft losses. Serving clients in Dallas, TX, across Texas, and beyond.
Individual Life Insurance
Individual life insurance is an investment you can make for your family. Serving clients in Dallas, TX, across Texas, and beyond.
Individual Long-Term Care Insurance
Individual long-term care insurance helps cover what medical insurance can't. Serving clients in Dallas, TX, across Texas, and beyond.
Mobile Home Insurance
Mobile home insurance helps cover the unique risks of owning a mobile home. Serving clients in Dallas, TX, across Texas, and beyond.
Motorcycle Insurance
Cover your ride on the open road with motorcycle insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Off-Road Vehicle Insurance
If you own off-road vehicles, you need off-road vehicle insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Pet Insurance
Make sure your family has the right coverage, including pets. Get pet insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Rental Property Insurance
If you rent out your property, you need rental property insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Renters Insurance
Protect your property and lifestyle when renting with renters insurance. Serving clients in Dallas, TX, across Texas, and beyond.
RV Insurance
RVs need more specialized coverage than your average car. Get RV insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Secondary Home Insurance
Cover your seasonal or vacation home with secondary home insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Short-Term Rental Insurance
Short-term rental insurance protects your home when others are using it. Serving clients in Dallas, TX, across Texas, and beyond.
Sinkhole Insurance
Home insurance doesn't always cover sinkholes, so you need sinkhole insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Snowmobile Insurance
Get liability and collision insurance coverage with snowmobile insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Special Event Insurance
Special event insurance helps bring peace of mind that your event is covered. Serving clients in Dallas, TX, across Texas, and beyond.
SR-22
If you need to file an SR-22 as proof of auto insurance, contact us. Serving clients in Dallas, TX, across Texas, and beyond.
Travel Insurance
Travel insurance helps give you peace of mind and protection when traveling. Serving clients in Dallas, TX, across Texas, and beyond.
Umbrella Insurance
Add an extra layer of liability coverage with umbrella insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Vacant Home Insurance
Do you have a house that's unoccupied? You may need vacant home insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Valuable Possessions Insurance
Protect your most prized possessions with valuable possessions insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Watercraft Insurance
Don't hit the open water without watercraft insurance for your boat. Serving clients in Dallas, TX, across Texas, and beyond.
Wedding Insurance
Make sure your special day is covered with wedding insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Yacht Insurance
Your luxury yacht is a big investment, protect it with yacht insurance. Serving clients in Dallas, TX, across Texas, and beyond.
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Why Texas Families Choose Maxcover
As independent advisors, we shop the entire market to give you optimal coverage, maximum bundle discounts, and dedicated claims advocacy.
20+ Top Carriers Compared
We shop Progressive, Travelers, Safeco, Chubb, and more so you get optimal coverage without doing the legwork.
Multi-Policy Bundles (Save 25%)
Combine multiple vehicles, primary home, rentals, and umbrella liability to save hundreds to thousands of dollars every year.
Proactive Annual Reviews
Life changes fast. We re-shop and re-evaluate your portfolio annually to eliminate new coverage gaps and maximize discounts.
Dedicated Claim Advocacy
When storm damage or auto accidents strike, your local Texas agent directly fights by your side for swift, fair claim resolution.
Let’s Get Started
Get the right coverage for your needs in 3 simple steps.
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Share your basic details and coverage needs with us.
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Personal Insurance FAQs
Got questions about home valuation, bundling, or umbrella limits? Here are straightforward answers from our personal insurance specialists.
Working with Maxcover Insurance is 100% free for clients. We are compensated directly by insurance companies when you bind a policy. You get full access to expert advisory, comparative quotes from 20+ carriers, and continuous claims advocacy at zero added markup or fee.
Bundling home and auto under the same carrier is the single most effective way to lower your annual insurance costs. Most carriers reward package clients with 15% to 25% discounts on both policies, single-deductible perks for common storm losses, and unified billing.
Market value is what a buyer pays for your home and land on the real estate market. Replacement cost is the actual cost of building materials and labor required to reconstruct your house from scratch after a total loss. Homeowners insurance should always be based on 100% replacement cost.
Anyone who owns a home, has savings/investments, owns dogs, has a swimming pool, or has teenage drivers should carry an umbrella policy. For a modest annual cost (typically $200–$350/yr), it provides an extra $1,000,000 to $5,000,000 in liability protection beyond your auto and home limits.