Business Insurance Solutions Built to Safeguard Your Enterprise
Protect what you’ve built with customized commercial policies from 20+ top-rated carriers. From general liability and commercial property to cyber defense and workers’ compensation, get tailored Texas protection at maximum savings.
Explore Commercial Coverages
Search through our comprehensive list of 27 commercial protection policies. Click any policy for in-depth coverage checklists, 3D interactive graphics, and comparative rate quotes.
Builders Risk Insurance
Protect properties during construction with builders risk insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Business Auto Insurance
Protect vehicles owned by your business with business auto insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Business Interruption Insurance
Business interruption insurance protects your business when you can't stay open. Serving clients in Dallas, TX, across Texas, and beyond.
Business Owners Insurance
Business owners insurance covers property and liability for your business. Serving clients in Dallas, TX, across Texas, and beyond.
Captive Insurance Management
Give your business more control with captive insurance management. Serving clients in Dallas, TX, across Texas, and beyond.
Commercial Bonds
Various commercial bonds need to be obtained depending on your industry. Serving clients in Dallas, TX, across Texas, and beyond.
Commercial Earthquake Insurance
Commercial earthquake insurance keeps the foundation of your business stable. Serving clients in Dallas, TX, across Texas, and beyond.
Commercial Flood Insurance
Safeguard your business and your assets with commercial flood insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Commercial Hurricane Insurance
Don't let your business get blown away without commercial hurricane insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Commercial Property Insurance
Protect your business from the worst with commercial property insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Commercial Umbrella Insurance
Commercial umbrella insurance kicks in when reaching your payout limit. Serving clients in Dallas, TX, across Texas, and beyond.
Crime Insurance
Protect your business from white-collar crime with crime insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Cyber Liability Insurance
Cyber liability insurance helps protect your business from cyber-attacks. Serving clients in Dallas, TX, across Texas, and beyond.
Directors and Officers Liability Insurance
Protect senior leadership with directors and officers liability insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Employment Practice Liability Insurance
Employment practice liability insurance helps cover employment-related lawsuits. Serving clients in Dallas, TX, across Texas, and beyond.
Errors and Omissions Liability Insurance
Errors and omissions liability insurance protects your business from mistakes. Serving clients in Dallas, TX, across Texas, and beyond.
Event Insurance
Get peace of mind when hosting an event by having event insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Fleet Insurance
Cover each of your company-owned vehicles under one fleet insurance policy. Serving clients in Dallas, TX, across Texas, and beyond.
General Liability Insurance
General liability insurance helps protect your business from the risks you face. Serving clients in Dallas, TX, across Texas, and beyond.
Inland Marine Insurance
Inland marine insurance protects property and equipment in transit or storage. Serving clients in Dallas, TX, across Texas, and beyond.
Key Person Life Insurance
Safeguard the future of your business with key person life insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Liquor Liability Insurance
If your business serves alcohol, you need liquor liability insurance. Serving clients in Dallas, TX, across Texas, and beyond.
Risk Management
Risk management solutions for businesses to plan and prevent risks. Serving clients in Dallas, TX, across Texas, and beyond.
Surety Bond
A surety bond guarantees that investments aren't lost if work isn't completed. Serving clients in Dallas, TX, across Texas, and beyond.
Vacant Building Insurance
Vacant building insurance protects your building while it's unoccupied. Serving clients in Dallas, TX, across Texas, and beyond.
Workers’ Compensation Insurance
Safeguard your business and employees with workers' compensation insurance. Serving clients in Dallas, TX, across Texas, and beyond.
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Why Texas Businesses Choose Maxcover
We work directly for you—not for a single insurance company—to design risk-tailored protection and advocate for your bottom line.
20+ Top Commercial Carriers
We compare policies across Travelers, Hartford, Chubb, CNA, and Progressive to secure optimal terms and pricing.
Package & Multi-Policy Credits
Bundling General Liability, Commercial Property, and Auto unlocks multi-policy discounts of up to 25% annually.
Same-Day COI Issuance
Never delay a job or contract. Our digital Service Center provides Certificates of Insurance within hours of request.
Dedicated Claims Advocacy
When property loss or lawsuits occur, our local licensed team directly guides and fights for your fast, fair settlement.
Let’s Get Started
Get the right coverage for your needs in 3 simple steps.
Fill out the form
Share your basic details and coverage needs with us.
Review your options
We compare rates across multiple top carriers for you.
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Choose the plan that fits best and enjoy total peace of mind.
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Commercial Insurance FAQs
Got questions about business risk, licensing requirements, or bundling? Here are clear answers from our commercial specialists.
General Liability (CGL) covers third-party bodily injury, property damage, and legal defense if someone is injured on your premises or due to your operations. A Business Owners Policy (BOP) bundles General Liability together with Commercial Property (building & equipment) and Business Interruption insurance into a single package with significant bundled savings.
Active clients can request and receive Certificates of Insurance (COI) on the same business day (often within 1 to 2 hours) through our Service Center. We add additional insured endorsements, waiver of subrogation, and custom certificate holder wording required by your general contractor or landlord.
Unlike most states, private employers in Texas can elect to be "non-subscribers." However, non-subscribers lose common law defenses in employee injury lawsuits, exposing company and owner assets to unlimited liability. Most commercial contracts, general contractors, and government entities strictly require active Workers’ Compensation coverage.
Yes! Several top-tier carriers offer crossover portfolio discounts for business owners who also place their primary home, personal autos, and personal umbrella with our agency, resulting in savings across both personal and business accounts.
Captive agents (like State Farm or Farmers) are restricted to selling only their company’s proprietary products regardless of rate hikes. As an independent broker, Maxcover shops 20+ leading carriers to continually guarantee the best coverage terms, lowest market rates, and dedicated claim advocacy on your behalf.