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Terms of Service

MaxCover Insurance Agency LLCLast Updated: August 27, 2026

These Terms of Service (“Terms”) govern your use of the MaxCover Insurance Agency LLC (“MaxCover,” “we,” “us,” or “our”) website and online services. By accessing or using our website, you agree to these Terms.

1. Insurance Services

MaxCover Insurance Agency LLC is an independent insurance agency. We assist consumers and businesses with obtaining insurance quotes, comparing available coverage options, submitting applications, and servicing insurance policies.

Insurance products are offered through third-party insurance carriers, managing general agents, wholesalers, and other insurance markets. Product availability, eligibility, pricing, underwriting requirements, and coverage vary by carrier and jurisdiction.

2. No Coverage Is Bound Through Website Submission

Submitting a quote request, contact form, email, text message, or other communication through this website does not bind, modify, renew, extend, or cancel insurance coverage.

Coverage becomes effective only after all applicable underwriting requirements have been satisfied and coverage has been confirmed by the applicable insurance carrier or an authorized representative.

Do not use this website, email, voicemail, or text messaging to request immediate binding, modification, or cancellation of insurance coverage.

3. Insurance Quotes

Insurance quotes are estimates based on information available at the time of quotation. Quotes are subject to carrier underwriting guidelines, verification of information, reports, inspections, eligibility requirements, and other applicable factors.

A quote does not guarantee that coverage will be offered or that the quoted premium will remain unchanged.

4. Accuracy of Information

You agree to provide complete and accurate information when requesting insurance services.

Incorrect, incomplete, or outdated information may affect insurance eligibility, pricing, coverage, underwriting decisions, or the issuance of a policy.

5. Third-Party Insurance Carriers and Services

MaxCover may provide access to products or services offered by third-party insurance carriers, managing general agents, wholesalers, technology providers, payment processors, scheduling services, and other organizations.

These third parties may have their own terms, privacy policies, underwriting requirements, accessibility practices, and other policies.

MaxCover does not control the underwriting decisions, rates, claims determinations, or contractual obligations of independent insurance carriers.

6. Website Information

We make reasonable efforts to provide accurate and current information. However, website content is provided for general informational purposes and should not be interpreted as a guarantee of insurance coverage, pricing, eligibility, or as professional legal, tax, or financial advice.

Actual insurance policy terms, conditions, exclusions, limitations, endorsements, and other policy provisions control in the event of any inconsistency with information appearing on this website.

7. Electronic Communications

By communicating with MaxCover electronically, you consent to receiving responses through appropriate electronic communication methods.

SMS communications are subject to our applicable SMS Terms & Conditions and consent requirements.

8. Intellectual Property

Website content, branding, graphics, text, logos, and other materials owned by MaxCover may not be reproduced, distributed, or commercially used without authorization, except as permitted by applicable law.

Third-party trademarks, trade names, and logos remain the property of their respective owners.

9. Prohibited Use

You may not use our website to engage in fraudulent, unlawful, abusive, disruptive, or unauthorized activity or attempt to interfere with the operation, availability, or security of the website.

10. Limitation of Liability

To the extent permitted by applicable law, MaxCover Insurance Agency LLC will not be liable for indirect, incidental, special, or consequential damages arising from the use or inability to use this website.

Nothing in these Terms limits liability that cannot legally be limited.

11. Privacy

Use of personal information submitted through our website is governed by our Privacy Policy.

12. Changes to These Terms

We may update these Terms periodically. Any changes will be posted on this page with an updated “Last Updated” date.

Your continued use of the website following the posting of updated Terms constitutes acceptance of those changes to the extent permitted by applicable law.

13. Contact Us

If you have questions regarding these Terms of Service, please contact:

MaxCover Insurance Agency LLC
4245 N Central Expy, #490
Dallas, TX 75205
Phone: 972-850-3003
Email: support@maxcoverins.com
Website: www.maxcoverins.com