/* ==========================================================================
   MAXCOVER INSURANCE - WE ARE INDEPENDENT PAGE STYLESHEET
   ========================================================================== */

:root {
  --wai-primary: #0064e5;
  --wai-primary-dark: #004bb5;
  --wai-primary-light: #e6f0fd;
  --wai-accent: #f59e0b;
  --wai-accent-light: #fef3c7;
  --wai-dark: #0f172a;
  --wai-slate: #1e293b;
  --wai-text: #334155;
  --wai-text-muted: #64748b;
  --wai-bg: #f8fafc;
  --wai-card-bg: #ffffff;
  --wai-border: #e2e8f0;
  --wai-border-focus: #3b82f6;
  --wai-shadow-sm: 0 1px 3px rgba(0,0,0,0.06), 0 1px 2px rgba(0,0,0,0.04);
  --wai-shadow-md: 0 4px 6px -1px rgba(0,0,0,0.08), 0 2px 4px -1px rgba(0,0,0,0.04);
  --wai-shadow-lg: 0 10px 25px -3px rgba(0,0,0,0.1), 0 4px 6px -2px rgba(0,0,0,0.05);
  --wai-shadow-hover: 0 20px 30px -10px rgba(0, 100, 229, 0.16);
  --wai-radius-sm: 10px;
  --wai-radius-md: 16px;
  --wai-radius-lg: 24px;
  --wai-transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

/* ==========================================
   1. HERO SECTION
   ========================================== */
.wai-hero-section {
  position: relative;
  background: linear-gradient(135deg, #071120 0%, #0d1e38 50%, #172a4d 100%);
  color: #ffffff;
  padding: 100px 0 70px;
  overflow: hidden;
}

.wai-hero-section::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  background-image: 
    radial-gradient(circle at 10% 20%, rgba(0, 100, 229, 0.3) 0%, transparent 45%),
    radial-gradient(circle at 90% 80%, rgba(245, 158, 11, 0.18) 0%, transparent 40%);
  pointer-events: none;
}

.wai-hero-container {
  max-width: 1300px;
  margin: 0 auto;
  padding: 0 20px;
  position: relative;
  z-index: 2;
}

.wai-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.12);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, 0.2);
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 13px;
  font-weight: 700;
  color: #fbbf24;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 22px;
}

.wai-hero-badge svg {
  width: 16px;
  height: 16px;
}

.wai-hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 48px;
  align-items: center;
}

@media (max-width: 991px) {
  .wai-hero-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
}

.wai-hero-title {
  font-size: clamp(32px, 4.2vw, 54px);
  font-weight: 800;
  line-height: 1.15;
  color: #ffffff;
  margin: 0 0 20px;
  letter-spacing: -0.02em;
}

.wai-hero-title span {
  background: linear-gradient(135deg, #60a5fa 0%, #38bdf8 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.wai-hero-subtitle {
  font-size: clamp(16px, 1.8vw, 19px);
  line-height: 1.6;
  color: #cbd5e1;
  margin: 0 0 32px;
}

.wai-hero-actions {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
}

.wai-btn-primary {
  background: var(--wai-primary);
  color: #ffffff;
  padding: 14px 30px;
  border-radius: 50px;
  font-size: 15px;
  font-weight: 700;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  box-shadow: 0 8px 20px rgba(0, 100, 229, 0.4);
  transition: var(--wai-transition);
}

.wai-btn-primary:hover {
  background: var(--wai-primary-dark);
  transform: translateY(-2px);
  box-shadow: 0 12px 25px rgba(0, 100, 229, 0.5);
  color: #ffffff;
}

.wai-btn-secondary {
  background: rgba(255, 255, 255, 0.12);
  color: #ffffff;
  border: 1px solid rgba(255, 255, 255, 0.25);
  padding: 14px 28px;
  border-radius: 50px;
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  backdrop-filter: blur(6px);
  transition: var(--wai-transition);
}

.wai-btn-secondary:hover {
  background: rgba(255, 255, 255, 0.22);
  border-color: #ffffff;
  transform: translateY(-2px);
  color: #ffffff;
}

/* Hero Trust Card Visual */
.wai-hero-visual {
  position: relative;
}

.wai-hero-visual-card {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(16px);
  border-radius: var(--wai-radius-lg);
  padding: 32px;
  box-shadow: 0 20px 40px rgba(0,0,0,0.3);
}

.wai-stats-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}

.wai-stat-box {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--wai-radius-md);
  padding: 20px 18px;
  text-align: center;
  transition: var(--wai-transition);
}

.wai-stat-box:hover {
  background: rgba(255, 255, 255, 0.14);
  transform: translateY(-3px);
  border-color: rgba(96, 165, 250, 0.4);
}

.wai-stat-num {
  font-size: 30px;
  font-weight: 800;
  color: #fbbf24;
  line-height: 1.1;
  margin-bottom: 6px;
}

.wai-stat-label {
  font-size: 13px;
  color: #e2e8f0;
  font-weight: 500;
  line-height: 1.35;
}

/* ==========================================
   2. MAIN SECTION LAYOUT
   ========================================== */
.wai-main-section {
  background-color: var(--wai-bg);
  padding: 60px 0 90px;
}

.wai-layout-grid {
  display: grid;
  grid-template-columns: 1fr 340px;
  gap: 40px;
  max-width: 1300px;
  margin: 0 auto;
  padding: 0 20px;
}

@media (max-width: 991px) {
  .wai-layout-grid {
    grid-template-columns: 1fr;
    gap: 50px;
  }
}

/* Section Header */
.wai-section-header {
  margin-bottom: 36px;
}

.wai-sub-badge {
  display: inline-block;
  background: var(--wai-primary-light);
  color: var(--wai-primary);
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 4px 14px;
  border-radius: 50px;
  margin-bottom: 12px;
}

.wai-section-title {
  font-size: clamp(26px, 3vw, 36px);
  font-weight: 800;
  line-height: 1.25;
  color: var(--wai-dark);
  margin: 0 0 12px;
  letter-spacing: -0.01em;
}

.wai-section-desc {
  font-size: 16px;
  line-height: 1.6;
  color: var(--wai-text);
  margin: 0;
}

/* ==========================================
   3. 5 INDEPENDENT REASON CARDS
   ========================================== */
.wai-reasons-list {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.wai-reason-card {
  background: #ffffff;
  border-radius: var(--wai-radius-md);
  border: 1px solid var(--wai-border);
  box-shadow: var(--wai-shadow-sm);
  padding: 32px 30px;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 24px;
  align-items: flex-start;
  transition: var(--wai-transition);
  position: relative;
  overflow: hidden;
}

.wai-reason-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; bottom: 0;
  width: 4px;
  background: transparent;
  transition: var(--wai-transition);
}

.wai-reason-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--wai-shadow-hover);
  border-color: #cbd5e1;
}

.wai-reason-card:hover::before {
  background: var(--wai-primary);
}

.wai-reason-badge-wrap {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
}

.wai-reason-icon {
  width: 58px;
  height: 58px;
  border-radius: 14px;
  background: var(--wai-primary-light);
  color: var(--wai-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--wai-transition);
}

.wai-reason-icon svg {
  width: 28px;
  height: 28px;
}

.wai-reason-card:hover .wai-reason-icon {
  background: var(--wai-primary);
  color: #ffffff;
  transform: scale(1.05);
}

.wai-reason-num {
  font-size: 11px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--wai-text-muted);
  background: #f1f5f9;
  padding: 3px 8px;
  border-radius: 20px;
}

.wai-reason-body h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--wai-dark);
  margin: 0 0 10px;
  line-height: 1.35;
}

.wai-reason-body p {
  font-size: 15px;
  line-height: 1.65;
  color: var(--wai-text);
  margin: 0 0 16px;
}

.wai-reason-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 14px;
  font-weight: 700;
  color: var(--wai-primary);
  text-decoration: none;
  transition: var(--wai-transition);
}

.wai-reason-link svg {
  width: 16px;
  height: 16px;
  transition: transform 0.2s ease;
}

.wai-reason-link:hover {
  color: var(--wai-primary-dark);
}

.wai-reason-link:hover svg {
  transform: translateX(4px);
}

@media (max-width: 640px) {
  .wai-reason-card {
    grid-template-columns: 1fr;
    gap: 18px;
    padding: 24px 20px;
  }
  .wai-reason-badge-wrap {
    flex-direction: row;
    align-items: center;
    gap: 12px;
  }
}

/* ==========================================
   4. COMPARISON MATRIX (INDEPENDENT VS OTHERS)
   ========================================== */
.wai-comparison-section {
  margin-top: 50px;
  background: #ffffff;
  border-radius: var(--wai-radius-lg);
  border: 1px solid var(--wai-border);
  box-shadow: var(--wai-shadow-sm);
  padding: 36px 32px;
}

.wai-comparison-header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 30px;
}

.wai-table-wrap {
  overflow-x: auto;
}

.wai-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  font-size: 14.5px;
}

.wai-table th,
.wai-table td {
  padding: 16px 18px;
  border-bottom: 1px solid var(--wai-border);
}

.wai-table thead th {
  background: #f8fafc;
  font-weight: 700;
  color: var(--wai-dark);
  font-size: 14px;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.wai-table thead th.col-highlight {
  background: var(--wai-primary-light);
  color: var(--wai-primary-dark);
  border-top: 3px solid var(--wai-primary);
  border-radius: 8px 8px 0 0;
}

.wai-table tbody td.col-highlight {
  background: rgba(0, 100, 229, 0.03);
  font-weight: 600;
  color: var(--wai-primary-dark);
}

.wai-table tbody tr:hover td {
  background-color: #f8fafc;
}

.wai-table tbody tr:hover td.col-highlight {
  background-color: rgba(0, 100, 229, 0.08);
}

.wai-check-icon {
  color: #10b981;
  font-weight: 800;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.wai-cross-icon {
  color: #94a3b8;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

/* ==========================================
   5. CARRIER PARTNER SHOWCASE
   ========================================== */
.wai-carrier-showcase {
  margin-top: 40px;
  background: linear-gradient(135deg, #0b1528 0%, #1e3a8a 100%);
  color: #ffffff;
  border-radius: var(--wai-radius-lg);
  padding: 36px 32px;
  text-align: center;
}

.wai-carrier-showcase h3 {
  font-size: 22px;
  font-weight: 800;
  color: #ffffff;
  margin: 0 0 8px;
}

.wai-carrier-showcase p {
  font-size: 15px;
  color: #cbd5e1;
  max-width: 580px;
  margin: 0 auto 24px;
}

.wai-carrier-pills {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px;
}

.wai-carrier-pill {
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.2);
  padding: 10px 22px;
  border-radius: 50px;
  font-size: 14px;
  font-weight: 700;
  color: #ffffff;
  backdrop-filter: blur(6px);
  transition: var(--wai-transition);
}

.wai-carrier-pill:hover {
  background: #ffffff;
  color: #0f172a;
  transform: translateY(-2px);
  box-shadow: 0 6px 15px rgba(0,0,0,0.2);
}

/* ==========================================
   6. SIDEBAR WIDGETS
   ========================================== */
.wai-sidebar {
  display: flex;
  flex-direction: column;
  gap: 30px;
}

.wai-widget {
  background: #ffffff;
  border-radius: var(--wai-radius-md);
  padding: 28px 24px;
  border: 1px solid var(--wai-border);
  box-shadow: var(--wai-shadow-sm);
}

.wai-widget-title {
  font-size: 18px;
  font-weight: 700;
  color: var(--wai-dark);
  margin: 0 0 16px;
  padding-bottom: 12px;
  border-bottom: 2px solid var(--wai-primary-light);
  display: flex;
  align-items: center;
  gap: 8px;
}

.wai-widget-title svg {
  color: var(--wai-primary);
  width: 20px;
  height: 20px;
}

/* Consultation / Agent Contact Widget */
.wai-cta-widget {
  background: linear-gradient(135deg, #071120 0%, #172a4d 100%);
  color: #ffffff;
  border-radius: var(--wai-radius-md);
  padding: 32px 24px;
  text-align: center;
  position: relative;
  overflow: hidden;
  box-shadow: 0 10px 25px rgba(0, 100, 229, 0.2);
}

.wai-cta-widget::before {
  content: '';
  position: absolute;
  top: -50%; right: -50%;
  width: 200%; height: 200%;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.08) 0%, transparent 60%);
  pointer-events: none;
}

.wai-cta-icon-wrap {
  width: 60px;
  height: 60px;
  margin: 0 auto 16px;
  background: rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(8px);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fbbf24;
}

.wai-cta-icon-wrap svg {
  width: 28px;
  height: 28px;
}

.wai-cta-title {
  font-size: 20px;
  font-weight: 700;
  color: #ffffff;
  margin: 0 0 10px;
}

.wai-cta-desc {
  font-size: 14px;
  line-height: 1.5;
  color: #cbd5e1;
  margin: 0 0 20px;
}

.wai-cta-phone-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: #ffffff;
  color: #0f172a;
  padding: 12px 20px;
  border-radius: 50px;
  font-size: 15px;
  font-weight: 700;
  text-decoration: none;
  margin-bottom: 12px;
  box-shadow: 0 4px 12px rgba(0,0,0,0.15);
  transition: var(--wai-transition);
}

.wai-cta-phone-btn:hover {
  background: #f8fafc;
  transform: translateY(-2px);
  color: #0064e5;
}

.wai-cta-quote-btn {
  display: block;
  background: rgba(255, 255, 255, 0.15);
  color: #ffffff;
  border: 1px solid rgba(255, 255, 255, 0.3);
  padding: 10px 20px;
  border-radius: 50px;
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
  transition: var(--wai-transition);
}

.wai-cta-quote-btn:hover {
  background: rgba(255, 255, 255, 0.25);
  border-color: #ffffff;
}